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Writing Tip of the Month
February 2010

Capital letters get 'put down'

A subscriber recently asked about capitalizing "Credit Union" in the middle of a sentence when no name precedes it. The answer? Don't.

The Chicago Manual of Style recommends "down style," the use of lower case letters in situations like this. Initial capital letters are certainly correct in a proper name, such as "Cornerstone Credit Union," but in subsequent references to the institution, "the credit union" is now the preferred usage, not "the Credit Union."

Other examples of down style references to proper names include:

The University of New Hampshire has raised $36 million toward its new business school. The university must raise another $14 million for the project.

Bill has served on the YMCA Board of Trustees for nine years, including five years as treasurer. Before joining the board of trustees, he served on the board of another non-profit organization.

Jim is a longtime member of the Queen City Rotary Club, but he has yet to serve as the club's president.


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